Wednesday, February 5, 2025

Navigating Financial Recovery: Free Support for Hurricane Survivors through Project Porchlight

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Free Financial Recovery Assistance Available for Survivors of Recent Hurricanes

The disaster recovery process can be long and painstaking, but it doesn’t have to be navigated alone. Money Management International (MMI), a nonprofit financial counseling agency, offers free financial recovery counseling and personalized assistance for disaster survivors through Project Porchlight.

Project Porchlight is a one-year program available to anyone in the United States who has been impacted by a natural disaster. It can accelerate recovery by helping survivors understand their rights, responsibilities, and options as they move from crisis to control after a disaster.

Reasons People Seek Post-Disaster Financial Recovery Counseling

  • Their income or employment has been interrupted due to the disaster.
  • Their home was damaged, and they are juggling extra housing expenses or paying for items not covered by insurance.
  • They feel overwhelmed and confused by the FEMA aid or insurance application or appeal process.
  • They’ve fallen behind on loan payments and want to minimize damage to their credit report.
  • They’ve experienced increased out-of-pocket expenses and aren’t able to keep up with all their bills.
  • They’ve tapped savings, retirement, credit cards, or loans to finance their recovery and want to minimize the long-term negative impact on their finances.

Three Main Components to Project Porchlight

  1. Assessing Disaster Impact and Developing a Recovery Plan: Every disaster and household is unique. Our disaster recovery specialists take the time to understand the challenges and create a plan to help survivors return to “normal” as quickly as possible.
  2. Assisting with FEMA Aid and Insurance Paperwork: Our trained professionals guide survivors through the application and appeals process. We also provide tips and tools to manage financial obligations while awaiting aid or insurance payments.
  3. Monthly Support from a Recovery Specialist: A Project Porchlight counselor will be in regular contact for up to one year, providing guidance, encouragement, and resources throughout the recovery process.

To obtain assistance from MMI’s Project Porchlight, individuals are encouraged to reach out via the specified contact number or through the project website.

About Money Management International (MMI)

Money Management International (MMI) has been at the forefront of financial health solutions for over 65 years. As a leading nonprofit organization, MMI is dedicated to changing how America overcomes financial challenges by delivering timely and expert guidance. MMI’s programs help individuals reach their financial goals and foster a life of financial wellness.

Harper Connolly
Harper Connollyhttps://usatimes.io/
Connolly Harper is an insightful and trusted voice in personal finance and economic trends. With a focus on helping readers make informed decisions about their money, Connolly covers a wide range of topics from investment strategies and saving tips to financial technology and market insights. He has a knack for breaking down complex financial concepts into clear, actionable advice, empowering readers to take control of their financial futures with confidence. Connolly’s background in economics and finance gives him the expertise to analyze market trends and provide readers with timely information on everything from managing debt to maximizing retirement plans. Outside of writing, you can often find him diving into the latest financial reports or mentoring individuals on personal wealth management strategies.

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